A balance transfer lets you move debt from one account to another. Why do one? Because moving high-interest debt to a credit card with 0% APR can be a big money-saver. Key takeaways A balance transfer can be a good idea to save money on interest charges. Balance transfers work
Can you keep making extra payments on your debt and still buy presents for everyone on your list? If you’re trying to get out of debt, you might be dreading the holiday season. Even if you spend just $20 on each person, those numbers add up—and fast! Well, guess what?
So you’ve tied the knot, moved in together, and are excited about taking the next big step as a married unit. What about merging your finances? If you haven’t already done so, having a discussion on how to best handle your money as a couple should happen sooner than later.
Your grandparents have so much to offer — embarrassing stories about your parents, vintage style, and even financial advice. But you might have already known this; almost three-quarters of young adults consider their grandparents to be an influence on their saving and spending habits, according to a new study by
Hello! Welcome to our new web series “CU Walk the Money Talk” where the credit union’s very own, Ashley Scroggins and Lori Hudson discuss personal finance topics that make it easier to digest (and yes fun!). We hope you enjoy our series and make sure to subscribe to get updates
On their own for the first time, many college students struggle with their newfound responsibilities, including handling their money. According to a survey from financial education company EverFi and technology and financial services company HigherOne, college students are less confident in their ability to manage money than any other aspect
Getting out of the revolving cycle of debt may seem intimidating, but with a little guidance you can breathe easy! According to CreditCards.com, the average American adult has $4,878 in consumer debt. Not all debt is bad and managed properly can increase your credit score ultimately achieving better rates, saving you money
By Ashley Scroggins My family was dealt with a game changer in 2015. We became first time parents and haven’t slowed down since. This year we have lofty goals and what better way to achieve your dreams than by sharing them with a bunch of strangers on the internet! Follow
Debt can be hard to crawl out of, especially when payments on credit cards, consumer loans and student loans continue to pile up on top of your living expenses. Overwhelmed with a blizzard of monthly bills, many people look at consolidation as an alternative. Streamlining debts can be a useful
There are Personal Loans that can help with just about any of life’s surprises. They are a quick and easy way to help cover immediate expenses without breaking the bank. And with a good credit score, you’ll likely be able to snag the most affordable interest rates, too. Here are