Moving can be difficult and stressful, but it’s essential to put your financial house in order before you change addresses. If you move without ensuring your bills are paid in full, your unpaid debts could damage your credit rating. When creditors report your delinquent payments – payments that arrive after
You’ve decided — it feels like it’s time — to buy a house. That’s the easy part. The actual home buying process is, especially for first-timers, a mix of excitement, pride and anxiety. Here are five tips to help smooth the journey: Address your credit You’ll almost surely be taking
o you probably have a few credit and debit cards floating around in your wallet or linked to your Digital Wallet (Apple Pay, Google Pay, Samsung Pay). While you know the major differences between a credit card and a debit card, when should you use each? Here are five scenarios
Unless you were recently selected as the No. 1 pick in the NFL draft or released a hit album, you probably won’t pay for your new house in cash. Like millions of Americans, you’ll take out a mortgage. Before you begin your housing search, try to get a mortgage pre-approval,
A house is likely to be the biggest purchase you will make in your life, and you may spend decades paying for it. Getting a mortgage to purchase a home can be a wise financial decision since you’re building equity and getting nice tax deductions. But buying a home that’s too
Purchasing a home is a HUGE undertaking. It definitely gives knew meaning to the saying “You don’t know what you don’t know,” so it helps to do your homework! Set up for success from the start Getting your credit score in the best possible shape will help you get a better mortgage
Daylight Savings Chores There are a few things that only need to be done a couple times a year, and what better reminder to accomplish these than the time change. On March 13th, we will be adjusting our clocks an hour ahead, but here’s a few other things we’d like
1. Check in on your credit score Your credit score determines the interest rates for your mortgage and other loans, so keeping tabs every once in a while is good practice. If you’ve been making all your payments on time and you notice a sudden dip in your score, this
You’ve heard the buzz “Mortgage rates are at historic lows!” It really is the buyer’s market, so if you’re considering a change, NOW is the perfect time. What you need to know about securing a mortgage and the best way to borrow for improvements: Pre-approval Getting pre-approved will make the whole home-buying process
Spring is so close, we can taste it! So we thought we’d use the last of these chilly temps to prepare for our futures. Let’s start this month off right with this checklist: Daylight Savings Chores There are a few things that only need to be done a couple times
