Moving can be difficult and stressful, but it’s essential to put your financial house in order before you change addresses. If you move without ensuring your bills are paid in full, your unpaid debts could damage your credit rating. When creditors report your delinquent payments – payments that arrive after
Whether you’re a first time buyer or simply upgrading, purchasing a house is a HUGE undertaking. It definitely gives new meaning to the saying “You don’t know what you don’t know,” so it helps to do your homework! Set up for success from the start Getting your credit score in
Unless you were recently selected as the No. 1 pick in the NFL draft or released a hit album, you probably won’t pay for your new house in cash. Like millions of Americans, you’ll take out a mortgage. Before you begin your housing search, try to get a mortgage pre-approval,
Hello! Welcome to our new web series “CU Walk the Money Talk” where the credit union’s very own, Ashley Scroggins and Lori Hudson discuss personal finance topics that make it easier to digest (and yes fun!). We hope you enjoy our series and make sure to subscribe to get updates
Sometimes it’s smarter to buy certain items according to the season, like sweaters near the end of winter and swimsuits in late summer. But what’s the best season for buying a house? The answer: the fall. As temperatures cool and trees shed their leaves, enough factors break in the buyer’s favor to make
If you’ve ever been house hunting, then you know the drill. You start out hopeful, expecting to find your dream home after just a few showings like it’s no big deal. But then, you’re a month deep and things start to feel bleak. Maybe you’re on a tight deadline, but
Purchasing a home is a HUGE undertaking. It definitely gives knew meaning to the saying “You don’t know what you don’t know,” so it helps to do your homework! Set up for success from the start Getting your credit score in the best possible shape will help you get a better mortgage
So you want to buy a home. A mortgage is most likely the biggest purchase you will make in your lifetime. As with any major purchase, you can get the best value for your dollar by being an informed buyer. Get ready to get schooled by local experts in the
