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Tag: Home Buying

5 First Time Homebuyer Tips for a Smooth Real Estate Journey

You’ve decided — it feels like it’s time — to buy a house. That’s the easy part. The actual home buying process is, especially for first-timers, a mix of excitement, pride and anxiety. Here are five tips to help smooth the journey: Address your credit You’ll almost surely be taking

10 Terms Every Homebuyer Should Know

Buying a home can be one of the most complicated undertaking for many Americans— not to mention costly — purchases adults will ever make. It’s important to understand these 10 essential terms so you’re ready to make smart decisions with your money. Adjustable-rate mortgage (ARM): A mortgage with an interest

How Much House Can I Afford?

A house is likely to be the biggest purchase you will make in your life, and you may spend decades paying for it. Getting a mortgage to purchase a home can be a wise financial decision since you’re building equity and getting nice tax deductions. But buying a home that’s too

CU Walk the Money Talk: Benefits of a Mortgage Pre-Approval

Hello! Welcome to our new web series “CU Walk the Money Talk” where the credit union’s very own, Ashley Scroggins and Lori Hudson discuss personal finance topics that make it easier to digest (and yes fun!). We hope you enjoy our series and make sure to subscribe to get updates

5 Reasons to Refinance a Mortgage

Contrary to what you may think, signing up for a mortgage loan doesn’t mean you’re trapped in that rate or term. If rates change or events arise that prevent you from paying as you had planned, refinancing might be an effective way to change your monthly mortgage payment. Refinancing means

Four Questions to Ask Yourself Before Signing a Mortgage

Asking the right questions is an important part of every financial decision you make, and home ownership is no exception. If you’ve been thinking about buying a place, preliminary research will turn up a long checklist of questions for you to ask at every part of the process. There are

The Benefits of House Hunting in the Fall

Sometimes it’s smarter to buy certain items according to the season, like sweaters near the end of  winter and swimsuits in late summer. But what’s the best season for buying a house? The answer: the fall. As temperatures cool and trees shed their leaves, enough factors break in the buyer’s favor to make

5 Tips for Getting the Best Home Appraisal

by Shelly Temm When it comes time to refinance or sell your home, getting a high house appraisal is crucial! According to REALESTATE.COM there are steps you can take to assure that you receive the most bang for your buck. 1. Improve Curb Appeal Landscape maintenance chores, such as clearing

Breakdown of the Home Buying Process

So you want to buy a home. A mortgage is most likely the biggest purchase you will make in your lifetime. As with any major purchase, you can get the best value for your dollar by being an informed buyer. Get ready to get schooled by local experts in the